New York City officially began Phase Four of reopening on July 20th, allowing low-risk indoor health clubs, malls, higher education, arts & entertainment, professional sports competition with no fans, and hair salons to resume services with new social distancing and sanitation guidelines.

On September 30th, indoor dining was added to Phase Four allowing restaurants and bars to reopen with a maximum 25% capacity, dining tables spaced six feet apart and a citywide closing time of midnight. Restaurants are also required to provide face masks to all employees and upgrade their HVAC systems while also checking patrons’ temperatures before entering the premises.

Century 21, the iconic apparel-based New York department store chain, filed for bankruptcy protection on September 10th, and announced plans to close its Manhattan flagship store along with 12 other locations in the metropolitan area. The company cited the lack of payment on its $175 million business interruption insurance and the impact of the COVID-19 pandemic as the cause of its liquidation.